August 30, 2008
If You Find Out You’re a Victim of Stolen Identity
You need to do much more than simply call credit reporting agencies if you’re the victim of a stolen identity. You’ll also have to pay attention to the companies you presently have accounts with.Calling and writing financial institutions is important. You’ll also want to contact service providers such as phone / cell phone providers, utility companies and auto / health / life insurance companies.If you have a career where you’re a member of a professional organization or agency, then you should contact this organization. And if you have any type of gym, or sports membership, then you may even want to contact these service providers also.Why all of these organizations?Identity thieves often use personal information taken from valid associations to open fraudulent accounts elsewhere. For example, if an identity thief is able to obtain information about your accounts with health or life insurance companies then they could change or alter data within these records, and then use the information to obtain new policies with other companies.If your account(s) with these companies doesn’t yet appear to be affected by fraud, you won’t need to necessarily include everything in your correspondence that would typically be sent to those […]
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